Life After Debt, And How to Get There

Newport Beach, CA 21, 2007 Queercents (http://www.queercents.com), a personal finance blog serving the lesbian, gay, bisexual and transgender (LGBT) community, today announced the launch of its weekly series called Almost Debt Free.

The series, written by John Montesdeoca, chronicles his personal success with debt reduction to motivate and prepare queers and their supporters for debt free life. Like many aspiring writers, Mr. Montesdeoca holds down a day job to finance more fulfilling interests. Young and cash-strapped workers will relate to the rocky path he has endured towards financial fitness.

Each Tuesday, Almost Debt Free discusses the following pertinent topics for getting to life after debt and staying there:

Good debt vs. bad debt.

Organizing finances with goals and simple, repeatable systems.

Net worth made simple.

The fundamentals of expense tracking and making it work.

Managing credit card and student loan debt.

Saving for the purchase of a home.

Retirement planning with after-tax dollars.

Building the emergency savings fund.

Investments for a small budget.

Leisure and entertainment with discretionary income, not credit.

Financial planning for child rearing and education.

Estate planning.

Staying out of consumer debt, permanently.

Queercents will also release its own Expense Tracker available to MS Excel users for download on its website. "The spreadsheet design is simple," says Mr. Montesdeoca, "but it has powerful applications for visualizing spending behavior. It has been like the Occam&39;s razor of financial tools for me, and it&39;s sure to help others get on the right financial track."

About Queercents:
Established by Nina Smith, Queercents originated the lesbian, gay, bisexual, and transgender personal finance blog concept by aggregating financial tips from the distinct writings of several money bloggers. Readers love the straightforward advice and life-style oriented money tips posted daily, covering such topics as debt reduction, living frugally, wise investing, relationships & money, and retirement planning. The site recently surpassed 120,000 visitors since launching in April 2010.

Queercentswe&39;re here, we&39;re queer, and we&39;re not going shopping without coupons.